{"id":1811,"date":"2019-11-16T13:58:51","date_gmt":"2019-11-16T13:58:51","guid":{"rendered":"https:\/\/www.jussentaxaties.nl\/desktop-valuation\/"},"modified":"2022-09-02T08:05:41","modified_gmt":"2022-09-02T08:05:41","slug":"desktop-valuation","status":"publish","type":"page","link":"https:\/\/www.jussentaxaties.nl\/en\/desktop-valuation\/","title":{"rendered":"Desktop Valuation"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2plehe-d9d2e0eb0bb88aa0a846c4fe246ea824\">\n#top .av-special-heading.av-2plehe-d9d2e0eb0bb88aa0a846c4fe246ea824{\npadding-bottom:10px;\ncolor:#93bec7;\n}\nbody .av-special-heading.av-2plehe-d9d2e0eb0bb88aa0a846c4fe246ea824 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-2plehe-d9d2e0eb0bb88aa0a846c4fe246ea824 .special-heading-inner-border{\nborder-color:#93bec7;\n}\n.av-special-heading.av-2plehe-d9d2e0eb0bb88aa0a846c4fe246ea824 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-2plehe-d9d2e0eb0bb88aa0a846c4fe246ea824 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-0  el_before_av_image  avia-builder-el-first  av-linked-heading'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >Desk Appraisal \/ Desktop Valuation<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k31khhac-7b54164cfd35dc85b434068b0bec5b23\">\n.avia-image-container.av-k31khhac-7b54164cfd35dc85b434068b0bec5b23 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-k31khhac-7b54164cfd35dc85b434068b0bec5b23 av-styling- avia-align-center  avia-builder-el-1  el_after_av_heading  el_before_av_textblock '  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img data-opt-id=1248700267  fetchpriority=\"high\" decoding=\"async\" class='wp-image-1782 avia-img-lazy-loading-not-1782 avia_image' src=\"https:\/\/mlz9oiujpfqj.i.optimole.com\/w:auto\/h:auto\/q:mauto\/f:best\/ig:avif\/https:\/\/www.jussentaxaties.nl\/wp-content\/uploads\/2019\/10\/taxatie_fiscale_zaken.jpg\" alt='Bouwtechnische keuring en\/of energielabel aanvragen' title='taxatie_fiscale_zaken'  height=\"321\" width=\"845\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/mlz9oiujpfqj.i.optimole.com\/w:845\/h:321\/q:mauto\/rt:fill\/g:ce\/f:best\/ig:avif\/https:\/\/www.jussentaxaties.nl\/wp-content\/uploads\/2019\/10\/taxatie_fiscale_zaken.jpg 845w, https:\/\/mlz9oiujpfqj.i.optimole.com\/w:300\/h:114\/q:mauto\/rt:fill\/g:ce\/f:best\/ig:avif\/https:\/\/www.jussentaxaties.nl\/wp-content\/uploads\/2019\/10\/taxatie_fiscale_zaken.jpg 300w, https:\/\/mlz9oiujpfqj.i.optimole.com\/w:768\/h:292\/q:mauto\/rt:fill\/g:ce\/f:best\/ig:avif\/https:\/\/www.jussentaxaties.nl\/wp-content\/uploads\/2019\/10\/taxatie_fiscale_zaken.jpg 768w, https:\/\/mlz9oiujpfqj.i.optimole.com\/w:705\/h:268\/q:mauto\/rt:fill\/g:ce\/f:best\/ig:avif\/https:\/\/www.jussentaxaties.nl\/wp-content\/uploads\/2019\/10\/taxatie_fiscale_zaken.jpg 705w\" sizes=\"(max-width: 845px) 100vw, 845px\" \/><\/div><\/div><\/div>\n<section  class='av_textblock_section av-k31lo5jx-d3d42211461f0985327fd2c7507745d9'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong>Desk Appraisal \/ Desktop Valuation<\/strong><\/p>\n<p>With an <a href=\"https:\/\/www.nvm.nl\/nieuws\/2021\/taxateurs-introduceren-bureauwaardering-een-hybride-taxatievorm\/\" target=\"_blank\" rel=\"noopener\">Desk Appraisal<\/a>, you save hundreds of dollars and quickly have a recognized and reliable appraisal report in your hands. You do not need to make an appointment to visit your home and the process is completely digital.<\/p>\n<p>Desk Valuation is therefore a form of valuation in which Jussen Valuations reviews, evaluates and approves or rejects a model value report. In doing so, we are still performing enough work to take responsibility for the valuation. An Desktop Valuation is cheaper and faster than a residential property valuation report, which is very beneficial. The aim is to limit the issuing of an agency valuation to a maximum of eight working hours. Of course, this is only after the appraiser receives a complete (digital) application. The use of the Desktop valuation is subject to strict restrictions.<\/p>\n<p>A Desktop Valuation is only available for the purpose of obtaining or modifying a mortgage loan for a private home (for personal use), where the loan is less than 90% of the market value of the home.<\/p>\n<h6><em>Example 1: Application for mortgage: \u20ac 175.000,&#8211; \/ Indicative market value \u20ac 200.000,&#8211; k.k. \/ POSSIBLE through an agency valuation (about 88 percent);<\/p>\n<p><\/em><\/h6>\n<h6><em>Example 2: Application for mortgage \u20ac 290.000,&#8211; \/ Indicative market value \u20ac 310.000,&#8211; k.k. \/ NOT possible through an agency valuation (about 94 percent).<\/em><\/h6>\n<p>So check with your mortgage lender first to see if the application meets the requirements. Here, the more unique the property, or the more recently built, the more likely it is that the property is not suitable for an Agency valuation. These include apartments (VvE), newly completed new homes, homes that have been remodeled, farms, your home may only be on 1 parcel, recreational homes, homes with a store or office, and custom homes. An addition to this is that several banks have put a cap on what the market value of the home can be. (For example, 700,000.&#8211; k.k.)<\/p>\n<p>In the application module of the NWWI there is already a global check whether the suppliers can deliver a model value in relation to the requested mortgage amount. This does not yet give a 100% guarantee that it will actually succeed. In addition to the two model value reports, Jussen Taxaties also assesses the property from behind his desk. If the model value differs from the (indicative) market value by more than 10%, the report will still not be accepted by the bank and will therefore be rejected. A well known locally working appraiser is rated higher than a model value.<\/p>\n<p>In that case, please keep in mind that we have already done our work and you will lose the cost of the desk evaluation. Then a full report should still be prepared. This way it becomes an extra expensive report anyway.<\/p>\n<p>If the Desktop Valuation is approved, you can use this report to apply for your financing. If the agency valuation is rejected, you should still make an appointment for a full valuation.<\/p>\n<p>If you would like to receive some more information or would like to place an order immediately, please contact us.<\/p>\n<\/div><\/section>\n<div  class='avia-button-wrap avia-button-center  avia-builder-el-3  el_after_av_textblock  avia-builder-el-last ' >\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jgf4ovnq-7ac5f79436a82b7760639b3bc8359c30\">\n#top #wrap_all .avia-button.av-jgf4ovnq-7ac5f79436a82b7760639b3bc8359c30{\nbackground-color:#67b05f;\nborder-color:#67b05f;\ncolor:#ffffff;\ntransition:all 0.4s ease-in-out;\n-webkit-transition:all 0.4s ease-in-out;\n-moz-transition:all 0.4s ease-in-out;\n-ms-transition:all 0.4s ease-in-out;\n-o-transition:all 0.4s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/www.jussentaxaties.nl\/taxatie-aanvragen\/'  class='avia-button av-jgf4ovnq-7ac5f79436a82b7760639b3bc8359c30 avia-icon_select-yes-right-icon avia-size-large avia-position-center av-icon-on-hover' ><span class='avia_iconbox_title' >Apply directly<\/span><span class='avia_button_icon avia_button_icon_right' aria-hidden='true' data-av_icon='\ue879' data-av_iconfont='entypo-fontello'><\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1811","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Desk Appraisal \/ Desktop Valuation | By Jussen Taxaties<\/title>\n<meta name=\"description\" content=\"With an Desk Appraisal from Jussen Taxaties, you save hundreds of dollars and quickly have a recognized and reliable valuation report in your hands.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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